ATM Opt-In Notice

 

Please Read the Following Notice Explaining Our Overdraft Procedures.


If you would like us to pay your ATM and Debit Card overdrafts, please print this form, sign and send in to us. Or you can pick up a form at our branch.

 

IMPORTANT NOTICE REGARDING OVERDRAFTS AND OVERDRAFT FEES

 

An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in two different ways:

 

  1. We have standard overdraft practices that come with your account.
  2. We also have overdraft protection plans, such as a link to your savings account or an overdraft protection line of credit, which may be less expensive than our standard overdraft practices. To learn more, ask us about these plans.

 

What are the standard practices that come with my account?

 

1.      We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.

2.      We will charge you a fee of up to $25 each time we pay or return an overdraft.

There is no limit on the total fees we can charge you for overdrawing your account.


We do authorize and pay overdrafts and charge a fee for the following types of transactions:

·         Checks and other transactions made using your account number.

·         Automatic bill payments.


We do not authorize or pay overdrafts or charge a fee for the following types of transactions unless you ask us to:

·         ATM Transactions

·         Everyday debit card transactions.

 

If you want to authorize Meriden Schools FCU to pay overdrafts on ATM and every day debit card transactions sign the below authorization and return it to the Credit Union.

 

I want Meriden Schools FCU to authorize and pay overdrafts on my ATM and everyday debit card transactions. I acknowledge that I will be charged the standard overdraft fee for these transactions.

 

Printed Name___________________________________        Date:_____________

 

Signature:__________________________________________

 

Account Number:____________________________________

 


TICKETS ON SALE NOW!


74th Annual Meeting and
Member Appreciation Dinner

Thursday, October 21
5 pm - 7:30 pm
Il Monticello
577 S.Broad St.

TICKETS ON SALE SOON


We Have Mortgage Money to Lend!

OPEN THE DOOR   TO HOME OWNERSHIP  

Mortgage Rates as low as 4.00%*

CALL TINA x15

*15 year mortgage 4.00%, 30 year mortgage 4.50%. Rates subject to change at any time.


MSFCU STAFF CHANGES

MSFCU Staff Announcement

We are happy to announce that Tina Yevich, who has been our Member Service Manager for 3 years, will be taking over the position of Loan Manager.

In addition, Diane Shoneck, who has been a teller here for 3 years, has been promoted to our new Member Service Manager.

Congratulations to Tina and Diane!


FDIC PERMANENTLY INCREASES INSURANCE COVERAGE

Basic FDIC Insurance Coverage Permanently Increased to $250,000 Per Depositor

On July 21, 2010, President Barack Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act, which, in part, permanently raises the current standard maximum deposit insurance amount to $250,000. The standard maximum insurance amount of $100,000 had been temporarily raised to $250,000 until December 31, 2013. The FDIC insurance coverage limit applies per depositor, per insured depository institution for each account ownership category.

To Read the Entire Press Release Follow This Link 
 http://www.fdic.gov/news/news/press/2010/pr10161.html


MERIDEN'S BACK TO SCHOOL EXPO

We would like to thank our members for the generous donations of school supplies for the

Meriden's
Back to School Expo

7th Annual Book Bag Drive


2010 Hot Dogs & Hot Deals Event

2010 Hot Dogs & Hot Deals

   

              

    

   

  

  

       

      

        

       

 

      


INSURANCE DISCOUNTS

  _________________________________________

You are Eliglble for DISCOUNTS on Insurance!

  • Life - Term or Whole Life      Call 1-877-MEMBERS
  • Accidental Death     Call 1-877-MEMBERS
  • Auto & Homeowners  Call 1-888-380-9287 or Click HERE

CALL TODAY FOR A FREE QUOTE!

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HOURS and HOLIDAY CLOSINGS FOR 2010

HOURS
Monday - Thursday 9:00am - 4:30pm
       Friday            9:00am - 6:00pm
     Saturday          9:00am - 12 noon

2010 Holiday Closings
 DATE  HOLIDAYS
 Friday, January 01, 2010  New Years Day
 Monday, January 18, 2010   MLK Birthday
 Monday, February 15, 2010  President's Day
 Friday, April 02, 2010  Good Friday
 Monday, May 31, 2010  Memorial Day
 Monday, July 05, 2010  Independence Day
 Monday, September 06, 2010  Labor Day
 Monday, October 11, 2010  Columbus Day
 Thursday, November 11, 2010  Veterans Day
 Thursday, November 25, 2010  Thanksgiving Day
 Saturday, December 24, 2010  Christmas Day

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NEW BUSINESS MEMBERS

Congratulations and Welcome New Business Members:

Dr. Kevin Langan and Dr. Kevin Frank

G.T. Tire Co.

Sista's Salon and Spa

J.F. Canning & Associates

Meriden YMCA

Meriden Children First

The Mentor Network

Harte Chevrolet

Give your employees a Credit Union! Join Today - No Cost to the Company!

Call Gloria 203-237-6424 x35